Finance for next generation

The money app that isn’t boring.

Finance is boring and stressful. We're changing that.
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profile-imageOver 3k happy users

More than Just a Finance App

Creative saving

Stash money on your island with decorations and unleash your creativity

Friendly Competition

Climb the leaderboard and become the most visited island

Get Rewarded

Redeem rewards from streaks to beautify your island

Socializing Wealth

Visit your friends' islands!

Upgrade & Expand

Collect bananas and expand your island for more saving potential
FDIC-Insured Savings

Find Rare Decorations

Discover rare decorations that you won’t want to let go of
How it works

Getting started with Cove is easy


Download Cove from the App Store or Google Play Store.


Build your island’s vault by creating an account, verifying your identity, and linking your bank account.


Deposit money into your Cove vault. Your vault is FDIC insured up to $250,000.


Hit the shop, open your crate, and start stashin’ to decorate your island.


Complete tasks and harvest Bananas to upgrade your island and decorations to show off your progress.


Collect rewards by keeping up your daily streak and sharing Cove with friends.
Wall of love

What people are saying

"It's like Sims for finance. I'm amazed this doesn't already exist. It just makes sense."
"I’m really excited about this app. Such a cool concept that growth in a game can actually translate to progress in real life."
"I am going to use this as my main bank as soon as they add spending cards and direct deposits. Looking forward to yield products too."

Have a question?

Is my money safe?
Yes! Your money is FDIC insured up to $250,000, we utilize best-in-class security practices, and you can withdraw at any time. Our whole team is super active in Discord too, so if you have any questions or issues come up feel free to come chat with us!
Can I earn yield?
Right now, Cove is used for stashing money to have a safety net that you won't spend - but yield is coming soon!
How does this work?
After creating an account and verifying your identity, you can link your bank account and deposit funds into Cove so you can hit the Shop and start decorating your island, leveling up, collecting rare decorations, and much more!
Why do you need my social security number?
In accordance with the law, we use your social security number to verify your identity and protect against fraud. We do not save your social security number in our system.
Can I use Cove if I’m not from the US?
Unfortunately, Cove is only available to those with a social security number and a US bank account. However, we are planning to expand access to those outside of the US in the near future.
Join us now

Claim your island and get addicted to saving with Cove

Get it on App Store
Get it on Play Store
profile-imageEden Financial Technologies Incorporated is doing business as Cove.  Eden Financial Technologies Incorporated is not a bank. FDIC insurance is provided by Evolve Bank & Trust, Member FDIC.
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