Finance for next generation
The money app that isn’t boring.
Finance is boring and stressful. We're changing that.
Get it on App Store
Get it on Play Store
Over 3k happy users
Features
More than Just a Finance App
Creative saving
Stash money on your island with decorations and unleash your creativity
Friendly Competition
Climb the leaderboard and become the most visited island
Get Rewarded
Redeem rewards from streaks to beautify your island
Socializing Wealth
Visit your friends' islands!
Upgrade & Expand
Collect bananas and expand your island for more saving potential
$250K
FDIC-Insured Savings
Find Rare Decorations
Discover rare decorations that you won’t want to let go of
How it works
Getting started with Cove is easy
Download
Download Cove from the App Store or Google Play Store.
Setup
Build your island’s vault by creating an account, verifying your identity, and linking your bank account.
Deposit
Deposit money into your Cove vault. Your vault is FDIC insured up to $250,000.
Stash
Hit the shop, open your crate, and start stashin’ to decorate your island.
Progress
Complete tasks and harvest Bananas to upgrade your island and decorations to show off your progress.
Rewards
Collect rewards by keeping up your daily streak and sharing Cove with friends.
Wall of love
What people are saying
"It's like Sims for finance. I'm amazed this doesn't already exist. It just makes sense."
Allison
22
"I’m really excited about this app. Such a cool concept that growth in a game can actually translate to progress in real life."
Tay
24
"I am going to use this as my main bank as soon as they add spending cards and direct deposits. Looking forward to yield products too."
Avery
25
"It's like Sims for finance. I'm amazed this doesn't already exist. It just makes sense."
Allison
22
"I’m really excited about this app. Such a cool concept that growth in a game can actually translate to progress in real life."
Tay
24
"I am going to use this as my main bank as soon as they add spending cards and direct deposits. Looking forward to yield products too."
Avery
25
"I am building a banana empire"
Jacob
34
"It's like Sims for finance. I'm amazed this doesn't already exist. It just makes sense."
Allison
22
"I’m really excited about this app. Such a cool concept that growth in a game can actually translate to progress in real life."
Tay
24
"I am going to use this as my main bank as soon as they add spending cards and direct deposits. Looking forward to yield products too."
Avery
25
"I am building a banana empire"
Jacob
34
"I absolutely love this app. If you have kids or are a beginner at investing and saving this app is a godsend. It makes saving money fun as opposed to regular bank account."
Ben
20
"I wasn't sure if I would use this but I really find it fun. I look forwards to the daily shipmemts and trying to find the more rare decorations to make my island special. Plus there's the bonus of saving money which make me feel great!"
Sylvie
18
"I am addicted. I check my crate every day to see what's new and find myself transferring money in to buy something all the time. I also can't bear the thought of loosing some of my legendary assets. I dubt I'll ever sell them"
Tom
20
"Imagine being addicted to saving money and managing your personal finance in a way that’s innovative, smart and fun. Whereas most games of this caliber cost you money, this one saves your money for you while still providing the same level of fun."
Mammy
20
"I absolutely love this app. If you have kids or are a beginner at investing and saving this app is a godsend. It makes saving money fun as opposed to regular bank account."
Ben
20
"I wasn't sure if I would use this but I really find it fun. I look forwards to the daily shipmemts and trying to find the more rare decorations to make my island special. Plus there's the bonus of saving money which make me feel great!"
Sylvie
18
"I am addicted. I check my crate every day to see what's new and find myself transferring money in to buy something all the time. I also can't bear the thought of loosing some of my legendary assets. I dubt I'll ever sell them"
Tom
20
"Imagine being addicted to saving money and managing your personal finance in a way that’s innovative, smart and fun. Whereas most games of this caliber cost you money, this one saves your money for you while still providing the same level of fun."
Mammy
20
FAQs
Have a question?
Is my money safe?
Yes! Your money is FDIC insured up to $250,000, we utilize best-in-class security practices, and you can withdraw at any time. Our whole team is super active in Discord too, so if you have any questions or issues come up feel free to come chat with us!
Can I earn yield?
Right now, Cove is used for stashing money to have a safety net that you won't spend - but yield is coming soon!
How does this work?
After creating an account and verifying your identity, you can link your bank account and deposit funds into Cove so you can hit the Shop and start decorating your island, leveling up, collecting rare decorations, and much more!
Why do you need my social security number?
In accordance with the law, we use your social security number to verify your identity and protect against fraud. We do not save your social security number in our system.
Can I use Cove if I’m not from the US?
Unfortunately, Cove is only available to those with a social security number and a US bank account. However, we are planning to expand access to those outside of the US in the near future.
Join us now
Claim your island and get addicted to saving with Cove
Get it on App Store
Get it on Play Store